Transfer Corridors
SWIFT / SEPA Banking Rails
Blockchain Settlement
Local Payment Networks
Digital Asset Transfers
Multi
Currency support
KYC
Automated compliance
WL
White-label ready
Cross-Border Payments · Compliance Built-In
Move Money Across Borders, Not Barriers
Armenotech's Money Remittance Platform enables regulated businesses to send and receive funds globally — across both traditional banking rails and blockchain networks — with full compliance, FX handling, and automated settlement built in
Platform Overview
A Complete Remittance Infrastructure
Building a compliant cross-border remittance operation from scratch is one of the most complex challenges in fintech. Regulatory requirements vary by corridor, settlement timelines differ across rails, and compliance tooling must be deeply integrated — not bolted on.
Armenotech's Money Remittance Platform delivers the full infrastructure stack for regulated remittance operations: sender and recipient onboarding, multi-rail transfer routing, FX conversion, automated settlement, and end-to-end compliance monitoring — all in a single deployable platform.
Available as a white-label turnkey solution or as a custom-built platform aligned to your specific corridors, licensing requirements, and operational model
Armenotech's Money Remittance Platform delivers the full infrastructure stack for regulated remittance operations: sender and recipient onboarding, multi-rail transfer routing, FX conversion, automated settlement, and end-to-end compliance monitoring — all in a single deployable platform.
Available as a white-label turnkey solution or as a custom-built platform aligned to your specific corridors, licensing requirements, and operational model
Multi-rail routing — banking and blockchain in one platform
Automated KYC/AML for sender and recipient onboarding
Real-time FX rates and multi-currency conversion
Automated settlement and reconciliation
Mobile app for end-user remittance experience
Full back-office and operations dashboard
Transaction monitoring and suspicious activity alerts
White-label ready with full brand customisation
Everything in One Platform
Core Capabilities
From onboarding to settlement, the full remittance stack is covered — so you can focus on your business, not your infrastructure
FX & Currency Conversion
Real-time foreign exchange rates and multi-currency conversion built directly into the transfer flow. Support for major fiat currencies and digital assets across all corridors
KYC / AML Automation
Fully automated identity verification and anti-money laundering screening for all senders and recipients, powered by Sumsub. Reduce manual review overhead while staying compliant
Operations Back-Office
A comprehensive dashboard for your operations team — covering transaction management, compliance queues, agent management, reporting, and real-time transfer monitoring
Mobile Application
A fully brandable mobile app for the end-user remittance experience — covering sender onboarding, transfer initiation, status tracking, and recipient management
Automated Settlement
End-to-end settlement and reconciliation automation — reducing manual processing, minimising float risk, and ensuring funds reach recipients reliably and on time
Multi-Rail Transfer Routing
Intelligently route transfers across SWIFT, SEPA, local payment networks, and blockchain rails — selecting the optimal path based on corridor, speed, and cost
Transfer Infrastructure
Two Rails. One Platform.
Blockchain Settlement
Stellar network integration for fast, low-cost cross-border settlement — particularly effective for emerging market corridors and digital asset remittances
Stellar blockchain payment rails
Near-instant settlement finality
Digital asset acceptance & settlement
Low-cost emerging market corridors
On-chain transaction transparency
Traditional Banking Rails
SWIFT and SEPA connectivity for established financial corridors. Ideal for regulated cross-border transfers where correspondent banking relationships are in place
SWIFT international transfers
SEPA credit transfers & instant payments
Local payment network integrations
Multi-currency fiat settlement
The platform supports both traditional banking and blockchain settlement natively — giving you flexibility across corridors without managing two separate systems
Compliance Infrastructure
Who Deploys This
Built for Regulated Operators
The platform is designed for organisations that need to operate compliantly at scale across multiple corridors
Blockchain Risk Screening
For digital asset transfers, on-chain transaction monitoring via Chainalysis and Elliptic — identifying high-risk addresses and flagging suspicious flows before settlement
Transaction Monitoring (AML)
Continuous monitoring of all transfer activity against AML rules, with automated flagging, suspicious activity reporting, and compliance queue management
Identity Verification (KYC)
Automated sender and recipient verification via Sumsub — document checks, liveness detection, and sanctions screening at onboarding
Regulated by Design
Every transfer flows through an integrated compliance layer — so your operations stay within regulatory boundaries as you scale
Money Transfer Operators (MTOs)
Turnkey infrastructure for regulated cross-border transfer services
Banks & Financial Institutions
White-label remittance as a service for retail and SME customers
Electronic Money Institutions (EMIs)
Add cross-border transfer capabilities to existing e-money accounts
Fintech Startups
Launch a compliant remittance product without building from scratch
Payment Service Providers (PSPs)
Extend your product offering with cross-border transfer capabilities