Gateway Performance
99.9%
Target approval rate optimisation
White-Label
Multi-Currency
3DS2 Ready
PCI DSS Level 1
Primary Acquirer
Active
Secondary Provider
Failover Ready
Tertiary Route
Standby
PCI DSS Level 1 · Smart Routing · White-Label
Maximise Every Payment You Process
Armenotech's Payment Processing Gateway delivers intelligent transaction routing, multi-provider connectivity, and PCI DSS Level 1 certified infrastructure — engineered to optimise approval rates and scale with your payment volumes
Platform Overview
Intelligent Payment Infrastructure
Payment acceptance is no longer a single-provider problem. Modern payment operations demand intelligent routing across multiple acquirers, real-time fallback handling, and deep analytics — all within a PCI-compliant infrastructure that scales as volumes grow.
Armenotech's Payment Processing Gateway delivers exactly that. Built for PSPs, fintechs, banks, and merchants operating at scale, the platform provides the full acquiring infrastructure stack — from hosted payment pages and tokenisation to smart routing, fraud prevention, and multi-currency settlement.
Available as a white-label SaaS platform or on-premises deployment — fully branded and integrated into your existing product and operations
Armenotech's Payment Processing Gateway delivers exactly that. Built for PSPs, fintechs, banks, and merchants operating at scale, the platform provides the full acquiring infrastructure stack — from hosted payment pages and tokenisation to smart routing, fraud prevention, and multi-currency settlement.
Available as a white-label SaaS platform or on-premises deployment — fully branded and integrated into your existing product and operations
Intelligent multi-provider transaction routing
Real-time failover and cascade logic
Hosted payment pages (fully white-label)
Card tokenisation and secure vault
Multi-currency acceptance and settlement
3DS2 authentication support
Real-time analytics and approval rate reporting
Fraud prevention and risk scoring
The Full Gateway Stack
Core Capabilities
Every capability needed to operate a high-performance payment gateway — from acceptance to settlement
Hosted Payment Pages
Fully white-labelled, PCI-compliant hosted payment pages that match your brand — removing PCI scope from your environment while delivering a seamless checkout experience
Multi-Provider Connectivity
Connect to multiple acquiring banks and payment providers within a single integration. Add or switch providers without re-engineering your payment stack or touching merchant integrations
Fraud Prevention
Real-time fraud risk scoring powered by Sift — applied at the transaction level to block fraudulent payments before they complete, without adding friction for legitimate customers
Real-Time Analytics
Live dashboards showing approval rates, decline reasons, processing volumes, and provider performance — giving your operations team the data to act on issues before they impact revenue
Tokenisation & Card Vault
Securely tokenise card data for recurring payments, one-click checkout, and subscription billing — with a PCI DSS Level 1 certified vault that eliminates raw card data from your systems
Smart Transaction Routing
Dynamically route each transaction to the optimal acquirer based on currency, card type, geography, and real-time performance data — maximising approval rates on every payment
Deployment Options
SaaS or On-Premises. Your Choice
On-Premises
Self-Hosted Deployment
Full platform deployment within your own infrastructure — giving you complete data sovereignty, custom security policies, and the ability to operate within the most demanding regulatory and institutional requirements
Full data sovereignty and control
Custom security architecture
Dedicated PCI compliance scope
Deep integration with internal systems
White-glove implementation support
SaaS
Cloud-Hosted Platform
Fully managed cloud infrastructure hosted and maintained by Armenotech. Go live faster with no server management overhead — while benefiting from automatic updates, scalability, and our PCI DSS Level 1 certification
Fastest time to market
PCI DSS L1 certification
Automatic platform updates
Elastic scaling with volume
99.9%+ uptime SLA
The gateway is available in two deployment models — both fully white-labelled and operationally equivalent
Who Deploys This
PCI DSS Level 1
The Highest Standard in Payment Security
Armenotech holds PCI DSS Level 1 certification — the highest tier in the Payment Card Industry Data Security Standard — renewed annually and applying to all gateway deployments.
Level 1 is required for processing over 6 million card transactions per year — the most rigorous PCI certification tier
Annual on-site audit by a Qualified Security Assessor (QSA) — renewed every 12 months
SaaS clients benefit from shared PCI scope — significantly reducing your own compliance obligations
Card data never touches your systems — tokenisation and vault operate within our certified environment
Built for Payment Operators
Designed for organisations that process payments at scale and need infrastructure they can rely on
Payment Service Providers (PSPs)
White-label acquiring infrastructure for your merchant portfolio
Banks & Financial Institutions
Modern payment acceptance for retail and SME customer segments
Fintech Platforms
Embedded payment acceptance within consumer or B2B products
E-Commerce & Marketplace Operators
High-volume card acceptance with intelligent routing and fraud prevention
Subscription Businesses
Recurring billing, tokenised cards, and high-approval routing for subscription flows